Access to credit is one of the most fundamental requirements for the development of an economy and its people.
Our mission at Easyaccess is to bridge the credit gap for SMEs with innovative finance solutions.
Established in 2005, Easyaccess Financial Services (EFSL) is registered with the Reserve Bank of India as Non-Systemically Important Non-Deposit Accepting Non-Banking Financial Company (NBFC) categorized as a loan company.
Indian entrepreneurs and small-business owners struggle with raising timely credit from India's banking system. This is mainly due to restrictive lending policies and inflexible collateral requirements prevailing in the banking sector. As an alternative to regulated financial institutions, informal financiers are quick to offer funds at very high interest rates.
EasyAccess aims to provide innovative short and medium term financial solutions to small and mid-size corporates in India. By enabling businesses to apply for loans through multiple channels and to access financing tailored to their specific needs within a few days, we strive to help businesses to meet their day-to-day funding requirements, to scale their operations and to develop new opportunities. Business owners and executives can thus enjoy peace of mind with financing from a trusted and transparent partner and benefit from flexible repayment terms linked to their business.
Led by a seasoned management team, Easyaccess leverages upon the knowledge, experience and customer insights gained over a period of 9 years and on the latest in innovative digital technology for loan origination, credit assessment and loan collection.
Enjoy peace of mind with a trusted and transparent partner.
Expertise, experience and passion characterize and unite our talented and diverse team members.
Board of Directors
Non-Executive Chairman, Independent Director
Over 36 years of banking experience with State Bank of India (SBI) and its Deputy Managing Director before joining Credit Information Bureau (India) Ltd (CIBIL) in December 2004 as the Executive Chairman and the Chief Executive Officer, CIBIL, till laying down office by end of 2007. Currently is advisor to the Board of CIBIL and holds directorships in Reliance Capital Trustee Co. Ltd, ICICI Home Finance Ltd, Sundaram Clayton Ltd, TVS Credit Services Ltd, Axiom Cardages Ltd, Sundaram Auto Components Limited.
Mr. R. Krishnan has over 3 decades of corporate experience in Singapore, Indonesia and India. His industry experience covers management consultancy, retail, distribution, hospitality, software and real estate. He has rich experience in financial management, profit centers management, acquisitions, divestments, and formation and structuring of joint ventures in India and South East Asia.
Mr. R. Krishnan has post graduate management qualifications from IIM, Ahmedabad and Stanford Business School. He has also qualified as a Chartered Accountant.
Ms. Sasikala Varadachari holds Masters in Economics and is a retired senior Banker with rich experience in India and abroad. She was associated with the State Bank of India and its associate entities for more than 3 decades. She has established successful banking operations in India and overseas, implementing systems and processes for optimization of performance. She has good exposure in corporate credit, Investment Banking. She holds directorships in TVS Credit Services Limited, Cholamandalam Securities Limited, Cholamandalam Distribution Services Limited, TVS Motor Services Limited, Harita Seating Systems Limited, Aadhar Housing Finance Ltd.
Mr. R. Srinivasan is an engineering graduate from the Madras University. He also has a Masters' Degree in business management from the Indian Institute of Management, Ahmedabad.
Mr. Srinivasan has over 3 decades of management experience across the globe. He was part of the group that started Redington and has been the key force behind the rapid growth of Redington, (India) Ltd which is a focused supply chain solution provider with significant reach in geographies of India, Middle East & South East Asia and Africa. As an entrepreneur, Mr. Srinivasan enjoys high reputation not only in the Indian IT Industry but amongst other industries and financial sector in India and abroad.
Recognizing his efforts for the betterment and promotion of the IT business in India and to salute his spirit of entrepreneurship, his exemplary vision and his inspiring leadership, he has been awarded the "Entrepreneur Award 2007" by CII, Tamil Nadu and "Outstanding contribution to the IT Channel Industry" by CRN in 2007.
He is a Non-Executive Independent Director in HCL Technologies Limited.
Mr. R. Jayachandran is a qualified Chartered Accountant from India and is a member of the Institute of Certified Public Accountant of Singapore. He has also participated in an advanced management program at the Harvard Business School. He has been associated with Harrow Investment Holding Limited, Mauritius, from its inception and is the past Chairman of Olam. He is a Director on the Board of Napier Healthcare Solutions (India) Limited, and Sheorey Digital Systems Private Limited.
Mr. K. Muthukumaran has a Master's Degree in Statistics from Presidency College, Chennai and is also a post-graduate diploma holder in business management and portfolio management.
He has over 3 decades of experience in corporate banking, covering large, medium and small and medium enterprises (SME) units. Earlier, he had worked as Chief General Manager & Chief Compliance Officer of EXIM Bank, Mumbai and in various positions before that. Prior to EXIM Bank, he had served in various positions in Syndicate Bank.